Property industry news & blog

Testimonials for our Scottish property services

Scottish Market Bounces Back

Posted on Thursday, October 29, 2015

  Data from the Registers of Scotland shows a marked increase in transaction levels – up 23 per cent in one year, as the market settles down following the introduction of the Land and Buildings Transaction Tax as a replacement for stamp duty.   The average price of residential property is also up, but only by 1.5 per cent, although the total value of all property sold - seen by many agents as the best barometer of housing market performance - was up by a fully...

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Top 5 Tips for Finding a Mortgage

Posted on Tuesday, October 27, 2015

So you know what kind of house you want to buy, maybe you have even found the perfect roost to call home. It’s time to call in the mortgage broker and get to work figuring out exactly what kind of mortgage you can afford and which type will work best for your circumstances. When this process begins, there are some things you will need to be aware of beforehand and others you will need to stay on top of throughout the process. It can be a stressful time, but following these top five...

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House Prices Set to Rise

Posted on Tuesday, October 27, 2015

There is a severe shortage of homes coming on to the market.  This limited supply of homes means average property prices will rise 3.5 per cent next year and a further 4.2 per cent in 2017. The forecast - from the Centre for Economics and Business Research - is accompanied by suggestions of market incentives that could encourage people to move to smaller ‘right-sized’ homes and to persuade older owner-occupiers to move and so increase stock coming to...

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Thinking of selling? UK housing demand highest for 11 years.

Posted on Saturday, October 3, 2015

The July report from the National Association of Estate Agents (NAEA) has revealed both good and bad news with regard to the current state of the UK housing market. The good news is that the demand for housing has increased along with housing availability. The bad news is that according to their figures, the amount of first time buyers continued falling throughout July. Continued Decrease of First Time Buyers From consisting of 29% of the market in May, first time buyers now consist...

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Third sign in one week that housing market is strengthening

Posted on Thursday, October 1, 2015

First came a Bank of England prediction that the market will strengthen in the autumn; then lenders reported a surge in mortgage borrowing ; now the Nationwide reports an increase in house prices with more to come. The building society says average house prices increased by 0.5 per cent in September, with the annual pace of growth picking up modestly to 3.8 per cent from 3.2 per cent in August. A typical UK property now costs £195,585 says the Nationwide.   “The data...

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The First Steps to Buyuing a New Home

Posted on Wednesday, September 30, 2015

Buying a home can be a daunting process, but the very first steps you take toward your goal can help set you up for a much more rewarding experience. Though there are many more steps after having identified a property you wish to purchase, there are just three you need to take to help you actually find your new home in the first place. Step 1: What Kind of Mortgage Can You Afford? This is a crucial step to take early on so you know exactly what kind of property you can consider. It...

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Landlord Guide for Residential Lettings

Posted on Friday, May 1, 2015

What is a private landlord? A private landlord is someone (or a company) who rents out residential properties. This leaflet explains your rights and responsibilities as a landlord, but is only a general guide to the law relating to assured tenancies. If you are not sure about your position, you should get advice (see page 13 for contact details). Different laws apply to regulated tenancies and short assured tenancies.   Are you a resident landlord? You are a resident...

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March Newsletter

Posted on Tuesday, March 31, 2015

Spring is upon us and although there were a good level of enquiries across all sectors at the beginning of the year it did quite quickly dip and has slowly been picking back up to a consistent level.  More buyers are coming to market now with realistic expectations of what they can afford given their deposits and the bank’s appetite to lend. Bank Funding remains a challenge but we work closely with a number of commercial finance brokers and have a very good success rate of...

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ISAs: Hand in Hand

Posted on Sunday, February 1, 2015

Hand in hand ISAs are now an even more tax-efficient investment opportunity for couples. One of Chancellor George Osborne’s most popular initiatives at the end of last year was his decision to right what many perceived as an ingrained wrong in the tax system and allow widows and widowers to retain the tax benefits of money held in ISAs when inherited from their deceased spouse. The Autumn Statement move was greeted as a welcome end to what was often referred to as the...

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CCL Client Newsletter

Posted on Sunday, February 1, 2015

2015 has got off to a flying start and we are delighted to report that traffic through the CCL website and subsequent enquiries is up 160% on the same period last year.  People searching for businesses for sale are using tablets and smart phones more and more.  Approximately 35% of enquiries are now received via this method; as you may be aware we have invested heavily to make sure that our own website, and all the business that we advertise, are fully compatible with all mobile...

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